Africa Global Funds LLC (the “Service Provider”), a limited liability company organized and existing under the laws of the New Jersey, United States which owns and operates an internet site (the “Site”) located at www.africaglobalfunds.com, with its head office located in West New York, NJ 07093 requires acceptance of the terms and conditions set forth below. By using the site or any service on this site you signify you acceptance of the terms of service. These terms may be amended without prior notice, it is your responsibility to review the terms of service whenever accessing or using this site. 1. Intellectual Property All content published on this site including but not limited to text and photographs is protected by copyrights, trademarks, service marks, international treaties, and/or other proprietary rights and laws of the U.S. and other countries. You may not copy or reproduce any content from the site without prior written consent from Africa Global Funds LLC. For general inquiries regarding intellectual property contact info[at]africaglobalfunds.com 2. Registration and account creation The creation of a free account is necessary to access certain content and portions of the site. Furthermore, upon creating an account you are agreeing to receive email communication from Africa Global Funds LLC including but not limited to the bi-weekly newsletter and relevant product and service announcements. You may opt-out of receiving specific, or all, email communications in the account control panel. 3. Privacy Africa Global Funds LLC uses Google Analytics to collect statistical information about the usage of this website. Statistical information collected is strictly kept internal and for purposes of research and analysis; this statistical information is used to better serve visitors to this site. a. Your personal information upon registration The information you provide during registration and/or during payment authorization is kept internal and will not be used for any purpose other than processing payments and identifying you within our system. All data exchanges on the site are encrypted and kept secure. 4. Subscriptions Upon purchasing a subscription your account will be granted unrestricted access to the site (www.africaglobalfunds.com) and all of its services including access to download published digital magazines. a. 30 day subscriptions ($40 single payment) Upon making a single $40 payment to Africa Global Funds LLC, your account, from the time of purchase, will be granted 30 days unrestricted access to the site (www.africaglobalfunds.com) and all of its services. Should you decide to terminate your account before the active subscription time runs out, there will be NO REFUND credited for the unexpired part of your subscription. b. Monthly recurred billing ($35.00 automatic payment) Upon purchasing the monthly recurring billing subscription you agree to allow Africa Global Funds LLC to automatically deduct $35.00 from the same payment source used at the time of purchase. Automatic payments will be processed on a 30 day interval. You may cancel your account at any time from the account control panel. Upon cancellation, the monthly billing cycle will be immediately terminated. Your subscription from the previous month will be left active until its expiration date. There will be NO REFUND credited for the unexpired part of your subscription. c. Yearly subscription (single $384.00 payment) Upon making a single $384 payment to Africa Global Funds LLC, your account, from the time of purchase, will be granted 365 days unrestricted access to the site (www.africaglobalfunds.com) and all of its services. Should you decide to terminate your account before the active subscription time runs out, there WILL BE A REFUND of 95c per day credited for the unexpired part of your subscription. d. Corporate subscriptions Corporate subscriptions abide by the same policies of previously stated recurring and yearly subscriptions. The main account used to purchase a corporate subscription will be given administrative rights over the users attached to the key. Corporate monthly subscriptions can be cancelled using only this main account. Transfers of the corporate key and the main administrative account are allowed only within the employee base of the corporation. For all technical inquiries contact support[at]africaglobalfunds.com. 5. Forward looking statements Certain statements included in this site may contain forward-looking. These forward-looking statements are based on certain assumptions and reflect the author’s current expectations and not those of Africa Global Funds LLC. Forward-looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. There is no assurance that any forward-looking statements will materialize. You are cautioned not to place undue reliance on forward-looking statements, which reflect expectations only as of the date of this web site. Except as may be required by applicable law, we disclaim any intention or obligation to update or revise any forward-looking statements. 6. Limitation of liability You agree, so far as this is permitted under the provisions of the U.S. regulatory system, to the exclusion by us of any liability, including without limitation that arising from any loss of profit or any other damage direct or consequential, in respect of any errors and/or omissions by us and/or any relevant third parties in respect of the content. This paragraph will not exclude any liability for, or remedy in respect of, fraudulent misrepresentation. This website and publication is published solely for informational purposes and has no regard to specific investment objectives, financial situation or particular needs of any person. Any opinions or estimates included herein constitute a judgment as of the date of publication and are subject to change without notice. Similarly, any documents or other information included or posted on this website are subject to change, replacement or withdrawal without notice. It is the responsibility of users of this website to ensure they are aware of the current documentation and information published on this website from time to time. No reliance may be placed for any purpose on the information and opinions contained in this website or their accuracy or completeness and no representation, warranty or undertaking, express or implied, is given as to the accuracy or completeness of the information or opinions contained in this website.